The biggest cost in the district that isn't in a classroom.

Districts and universities run some of the largest benefit-enrolled workforces anywhere, on budgets set by boards and taxpayers. This strategy lowers health spend without changing the plan your staff rely on — so more stays in the classroom.

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Why education fits

Huge payrolls, fixed funding, and health costs that climb every year.

Some of the largest payrolls anywhere

Districts and universities enroll thousands of teachers, faculty, and staff — and health cost rises with every one. Based on historical client data, the program has averaged $6,000–$8,000 in annual savings per participating employee — $600,000–$800,000 a year per 100 participants. Results vary by workforce and plan design.

Board-set, taxpayer-funded budgets

Every premium increase competes with classrooms, programs, and staff. There's rarely new revenue to absorb it.

A workforce that fits

Education workforces tend to carry high qualifying coverage overlap — the composition where the strategy performs best.

Where the savings go

Dollars back to the classroom — without touching the plan or the budget for instruction.

Every dollar lost to rising premiums is a dollar not spent on students and teachers. This recovers spend from a line you're already paying — and returns it to where it belongs.

Recovered dollars fund
Teacher and staff retention
Classroom resources and programs
Reserves and balanced budgets
Less pressure on taxpayers
Designed for board-level review

Built to pass the business office, the board, and the bargaining table.

Superintendent & business officethe model arrives board-ready, every assumption stated
Board reviewpresentation materials built for a public agenda
Benefits counseldocumentation review expected, not avoided
Union & labor sensitivityvoluntary, nothing taken away, nobody worse off
Staff trustemployees who don't participate feel nothing at all
Classroom impactrecovered dollars return to instruction, not to a carrier

Nothing about your plan, your carrier, or your staff's coverage changes.

Carrier & network
No change
Plan design & renewal
No change
Broker of record
No change
Employee coverage
Same or better
Related briefingHow Public Employers Can Lower Health Costs Without Raising Taxes or Cutting ServicesRead the briefing

One hour with your business office. A model built on your census. Then it's your call.

A confidential model, built from your de-identified census, shows how much of this opportunity your workforce actually holds — before you commit to anything.

Request a Confidential ReviewSee the evaluation process