A line in the budget you can shrink — without touching services or taxes.
Cities, counties, and public agencies carry large, stable workforces and rising health costs that land on taxpayers. This strategy lowers that spend without changing the plan your employees rely on.
Big payrolls, fixed budgets, and a cost that only rises.
Public payrolls run into the hundreds and thousands of benefit-enrolled employees — and health cost climbs with every one.
Every premium increase competes with services, staffing, and reserves. There's rarely new revenue to absorb it.
Public workforces skew toward dual-income households — the composition where the strategy performs best.
These aren't our numbers. They're a third party's.
A third-party-audited sample of 2024 results — only a sample; actual results span far more organizations and run higher today as per-employee costs rise. Net savings vary by workforce.
What would this free up in your budget?
Treat this as directional — the real model is built from your census, confidentially, before any decision goes to council or board.
Get your confidential modelDollars back to the budget — without raising taxes or cutting services.
For a city or county, every dollar lost to rising premiums is a dollar not spent on residents. This recovers spend from a line you're already paying — and returns it to where it was meant to go.