Private Evaluation
The public site explains the opportunity. The private review shows whether it exists in your workforce.
Every engagement follows the same four stages. The first three cost you nothing but attention; the fourth happens only if your model earns it. The mechanism is explained privately, after fit is established and the right people are in the room.
STAGE 01
Fit call
20 minutes
A direct conversation — usually with the CEO, CFO, or head of HR. I describe the opportunity in plain terms, you describe your workforce and plan, and we establish whether a model is worth building. If it isn't, the engagement ends here, honestly.
You bring
Rough headcount and current plan type. Nothing in writing.
STAGE 02
Confidential census model
1–2 weeks
Using a de-identified census, I model realistic participation for your specific workforce and produce a savings range you could defend to your board — along with the assumptions behind every number. No carrier involvement, no signal to the market, no disruption to your renewal.
You bring
A de-identified employee census. I provide the template.
STAGE 03
Private leadership presentation
60–90 minutes
I present to your leadership team: the strategy in full — mechanism included — its compliance posture, your modeled economics, and the implementation plan. Bring your CFO's skepticism and your counsel's questions; the presentation is built to withstand both.
You bring
The decision-makers, in one room (or one call).
STAGE 04
Counsel review & implementation decision
60–90 days to launch
Your counsel and advisors review the program documentation — expected, not merely tolerated. If you proceed, I manage the rollout end to end: formal plan documents, professional administration, and clear employee communication so participation is genuinely chosen. After launch, results reconcile against your own premium and claims data.
You bring
Your advisors' questions, a signature, and an open enrollment window.
What you'll walk away with
After stage three, nothing about this is a mystery to you.
Whether you qualify
and specifically why or why not, in terms of your own workforce.
Your modeled range
a defensible savings figure with every assumption stated, built from your census.
The mechanism itself
explained in full, in private, with your counsel welcome in the room.
What implementation asks of you
timeline, documentation, communication plan, and exactly what it costs.
What it costs
Evaluation is free. Compensation is transparent.
Stages one through three carry no cost and no obligation. If a program is implemented, my compensation and all administrative costs are itemized inside the model you approve — never buried, never a surprise.
Who fits
Any size — if the composition is right.
—500+ employees enrolled on your plan — most engagements begin at 1,000+
—Fully insured or self-funded — both can qualify
—Leadership willing to spend one hour on the math