Disclosures

The arrangement described on this site is an employer-funded Health Reimbursement Arrangement. It is not an insurance product. It reimburses eligible out-of-pocket costs under a participant's qualifying group health plan, subject to the employer's plan documents.

References to savings of approximately $6,000 to $8,000 per participating employee per year are averages based on historical client data. They are not a projection or promise for any employer. Actual results depend on plan cost, eligible population, participation, plan design, reimbursement use, administrative cost, and legal and tax review.

Examples and estimator outputs on this site are illustrative calculations using historical averages, not analyses of any organization.

Third-party figures are cited with their source and year and may have been updated since.

Nothing on this site is legal, tax, or medical advice. Employers should review any plan design with their own legal, tax, and benefits advisors.

Ezra A. Gonzalez is a licensed health and life insurance broker (CA License #4366085). He does not administer the program; a specialist administrator does, and it is identified in each employer's analysis.